Key Features
Less fees, more growth
Each Investment Account includes four free Standard Transactions, access it when you need without paying extra.
Unlimited Deposit Anywhere™ .
Deposit your cheques instantly with our Mobile Banking App without using any of your Standard Transactions.
Available in USD
The Strategic Investment Account is available in US Funds, so you can better manage your exchange rate exposure.
Investment Accounts are designed to complement a specific way of saving money. The Peak is best suited for those who want to grow their money fast and will not dip into it often. The Strategic is better suited for those who may need to access it on a more regular basis, but still want it to grow.
All our Investment Accounts come with four free Standard Transactions per month.
Performing any one of the following transactions would be considered a Standard Transaction.
Standard Transactions† |
Send Interac® e-Transfer |
Unlimited Me-to-Me on-line transfers with every Investment Account.
Transfer funds between your Operating and Investment Accounts on line as much as you like without using your included transactions.
Does your business deal in USD?
With the Strategic Investment Account in US Funds, you can set aside money when the exchange rate is best, and then access it in branch when you need it.
Investing Accounts
|
SHARE |
PEAK |
STRATEGIC |
Growth |
|||
Rate |
Dividends** |
High Interest |
Tiered |
Paid |
Annually** |
Monthly |
Monthly |
Tiers |
None |
None |
0 - 9,999 |
Transactions |
|||
Standard Transactions |
4 Free |
4 Free |
4 Free |
Item Deposited |
$0.20/Cheque |
$0.20/Cheque |
$0.20/Cheque |
Cash Deposited (Notes) |
$2.25 per $1,000 in Notes |
$2.25 per $1,000 in Notes |
$2.25 per $1,000 in Notes |
Coin Deposited |
$2.25 per $100 in Coin |
$2.25 per $100 in Coin |
$2.25 per $100 in Coin |
Online Me-to-Me transfers |
Unlimited |
Unlimited |
Unlimited |
Deposit Anywhere™ |
Unlimited |
Unlimited |
Unlimited |
Send Interac® e-Transfers |
Included in Standard Transactions |
Included in Standard Transactions |
Included in Standard Transactions |
Requeset Interac® e-Transfers |
Included in Standard Transactions |
Included in Standard Transactions |
Included in Standard Transactions |
Interac® ATM |
$3.50 /Withdrawal |
$6.50 /Withdrawal |
$3.50 /Withdrawal |
International ATM* |
$6.00 /Withdrawal |
$9.00 /Withdrawal |
$6.00 /Withdrawal |
Cross Border Debit†† |
$3.00/Transaction |
$6.00/Transaction |
$3.00/Transaction |
Additional Options |
|||
Available in US Funds*** |
No |
No |
Yes |
Record Keeping |
|||
Online Statements |
Free |
Free |
Free |
**The actual dividend paid out, if any, will vary each year at the discretion of the Board of Directors and is in large part based on the financial performance of the credit union.
*Additional fees, such as any terminal convenience, currency conversion, or usage fees, may be charged by third parties and added as part of the transaction amount.
***Accounts in US Funds have restricted access and are not eligible to earn interest. Speak to a staff member in branch for complete details.
††Cross Border debits from an Investment Account may not be available at all participating merchants in the United States
†Certain transactions may not be available to certain accounts with Dual Signatures enabled.