Key Features
Save on monthly fees.
The monthly fee is waived if you maintain a minimum daily balance in your account during the month on all Operating Accounts except the e-Select account.
Unlimited Transactions
Operate worry free with unlimited Standard Transactions on our e-Select and Signature Operating Account. (only certain transactions included).
Switch your Account
Whether you’re ramping up for the season or planning an expansion, with just a phone call to your branch, you can quickly and easily switch your Operating Account to avoid any excess service charges.
All our Operating Accounts come with Standard Transactions included as part of the monthly fee.
Performing any one of the following transactions would be considered a Standard Transaction:
Standard Transactions† |
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In-Branch Transactions |
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Cheques†† |
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Electronic Transactions |
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CU ATM Deposit, Transfer or Withdrawal *see package for included deposit content |
Items, Cash and Coin included in 3 package
Cash, coins, and items (such as cheques) that are deposited are covered in 3 of our packages. Each deposit counts as a single standard transaction, and you will only incur charges if you deposit more than what is included in your package.
Non-Profit
We offer reduced fees on all of our account packages for registered non-profits. All non-profit packages come with the same great features as the regular version. You get to choose what account is right for your non-profit.
Operating Accounts
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e-SELECT |
SELECT |
STANDARD |
SIGNATURE |
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Monthly Fee |
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Regular Price |
$6.00/ Month |
$7.00 /Month |
$25.00 /Month |
$80.00 /Month |
|
Non-Profit Price |
$3.00/Month |
$3.50 /Month |
$12.50 /Month |
$35.00 /Month |
|
Minimum Daily Balance Required to Waive the Monthly Fee |
Not Available |
$6,000 |
$20,000 |
$65,000 |
|
Included Transactions |
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Standard Transactions† |
Unlimited electronic transactions |
10/Transactions |
40/Transactions |
Unlimited |
|
Number of items deposited (cheques) |
- |
10 |
40 |
200 |
|
Cash Deposited (Notes) |
- |
Up to $2,000 /Month |
Up to $5,000 /Month |
Up to $20,000 /Month |
|
Coin Deposited |
- |
Up to $200 /Month |
Up to $500 /Month |
Up to $2,000 /Month |
|
Point of Sale Deposits ** |
Unlimited |
Available |
Available |
Unlimited |
|
Online Me-to-Me transfers |
Unlimiited |
Unlimited |
Unlimited |
Unlimited |
|
Interac e-Transfers |
Unlimited |
Included in Standard Transactions (10) |
Included in Standard Transactions (40) |
Unlimited |
|
Additional Transactions |
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Standard Transaction†† |
$5.00/Transaction |
$1.25/Transaction |
$1.25/Transaction |
Free |
|
Item Deposited |
$0.20/Cheque |
$0.20/Cheque |
$0.20/Cheque |
$0.20/Cheque |
|
Cash Deposited (Notes) |
$5.00 per $1,000 in Notes |
$2.25 per $1,000 in Notes |
$2.25 per $1,000 in Notes |
$2.25 per $1,000 in Notes |
|
Coin Deposited |
$5.00 per $100 in Coin |
$2.25 per $100 in Coin |
$2.25 per $100 in Coin |
$2.25 per $100 in Coin |
|
Cross Border Debit |
$1.50/Transaction |
$1.50/Transaction |
$1.50/Transaction |
$1.50/Transaction |
|
Interac® ATM |
$1.50 /Withdrawal |
$1.50 /Withdrawal |
$1.50 /Withdrawal |
$1.50 /Withdrawal |
|
International ATM* |
$4.00 /Withdrawal |
$4.00 /Withdrawal |
$4.00 /Withdrawal |
$4.00 /Withdrawal |
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Non-encoded Cheques |
$10.00 / Cheque |
$5.00 / Cheque |
$5.00 / Cheque |
$5.00 / Cheque |
|
Overdraft Fee |
$5.00/item |
$5.00/item |
$5.00/item |
$5.00/item |
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Record Keeping |
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Online Statements with Cheque Images |
Free |
Free |
Free |
Free |
|
Paper Statements with Cheque Images |
Not available |
$3.00 /Month |
$3.00 /Month |
$3.00 /Month |
