Personal

       Business

Skip to main content
Find a Branch/ATM
 

Spending Accounts

Make day-to-day banking a breeze

Select Image
 

Choose your spending account

CORE Regular

Perfect for you if…

You use cash on a daily basis.

Key features
  • Standard Transactions: 25 Free, $1.25/Additional 
  • Send/Request Interac® e-Transfers: Included with standard transaction limit(20)
  • Maintanance fee: $6.00/Month
  • Minimum daily balance to waive monthly fee: $2,000
Open account

FLEX Regular

Perfect for you if…

You use cash on a daily basis and need a bit extra for your spending.

Key features
  • Standard Transactions: Unlimited 
  • Send/Request Interac® e-Transfers: Unlimited
  • Maintanance fee: $14.50/Month
  • Minimum daily balance to waive monthly fee: $4,000
Open account

ULTRAFLEX REGULAR

Perfect for you if…

You're looking to get the most out of your spending account.

Key features
  • Standard Transactions: Unlimited 
  • Send/Request Interac® e-Transfers: Unlimited
  • Free monthly statements 
  • Daily interest paid monthly
  • Maintanance fee: $29.50/Month
  • Minimum daily balance to waive monthly fee: $5,000
Open account

CORE Senior

Perfect for you if…

You are over the age of 60 and use cash on a daily basis.

Key features
  • Standard Transactions: 25 Free, $1.25/Additional 
  • Send/Request Interac® e-Transfers: Included with standard transaction limit(20)
  • No service charge on standard package.
Open account

FLEX SENIOR

Perfect for you if…

You're over the age of 60, use cash on a daily basis and need a bit extra for your spending.

Key features
  • Standard Transactions: Unlimited 
  • Send/Request Interac® e-Transfers: Unlimited
  • Maintanance fee: $7.25/month
  • Minimum daily balance to waive monthly fee: $4,000
Open account

ULTRAFLEX SENIOR

Perfect for you if…

You're over the age of 60 and looking to get the most out of your spending account.

Key features
  • Standard Transactions: Unlimited 
  • Send/Request Interac® e-Transfers: Unlimited
  • Free monthly statements 
  • Daily interest paid monthly
  • Maintanance fee: $20.75/Month
  • Minimum daily balance to waive monthly fee: $5,000
Open account

FLEX YOUTH

Perfect for you if…

You're under the age of 25, use cash on a daily basis.

Key features
  • Standard Transactions: Unlimited 
  • Send/Request Interac® e-Transfers: Unlimited
  • No ATM fee withing the exchange network
  • No monthly service fees on standard package
Open account

ULTRAFLEX YOUTH

Perfect for you if…

You're under the age of 25 and looking to get the most out of your spending account.

Key features
  • Standard Transactions: Unlimited 
  • Send/Request Interac® e-Transfers: Unlimited
  • Free monthly statements
  • Daily interest paid monthly
  • Maintanance fee: $12.00/Month
  • Minimum daily balance to wave monthly fee: $5,000
Open account

US Funds Account

Perfect for you if…

You need a place to hold USD

Key features
  • Includes 2 free standard transaction per month. $2.00 per additional standard transaction.
  • Resitricted access to funds. can only be accessed over the counter or with a US Funds cheque.
  • No monthly fee
  • Free online statements
Book a chat
 
 

Not sure which spending account to choose?

We’ll be happy to help you pick the option that best suits your needs.

Get in touch
Select Image
 
 

Bank and pay your way

Select Icon

On your mobile device

View accounts, pay bills, transfer money, deposit cheques and more using our mobile app on your smartphone or tablet.

Select Icon

On your computer

Manage your money anytime from the comfort of your home with our intuitive online banking system.

Select Icon

Using mobile wallet

Turn your smartphone into your wallet with Apple, Google or Samsung Pay for quick, easy, and secure payments.

Select Icon

Via 3,000+ ATMs

Use our Canada-wide ATM network to access the money you need whenever you need it – surcharge-free.

Discover more ways to bank and pay
 
 
Select Image

Free accounts for youth and students

Whether you’re going to school, working full time or somewhere in between, if you're 25 or under, you can get a free Flex spending account to meet your needs.

Select Image

QuickSwitch your Account

If you're planning a trip or going on a spending hiatus, with just a phone call you can easily switch your Spending Account to avoid any excess service charges.

 
 

Level up your financial know-how


Guide to budgeting

"Budget" isn't a bad word. Our guide helps take the mystery and stress out of building and maintaining yours.
Read on, opens in a new tab

Building healthy financial habits

Healthy habits aren't just for your lifestyle. Here's how to ensure future you (and current you) are set up for success.
Read on, opens in a new tab

Get more genuine tips, tricks, and helpful resources on our Honest Money blog.

Visit honestmoney.ca >, opens in a new tab
 
 
 

About Us
Careers
Community

Join Us
Contact Us

Rates
Calculators

Image Alt Text
Security        Legal        Site Map        Privacy         Ombudservice

Copyright 2024 Atlantic Central Credit Union. All rights reserved.