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Rates

 
 
Credit Union Prime Rate Rates
Prime Rate 4.95%
 

TFSA/RRSP/RRIF

Fixed Rate Term Deposits/TFSA/RRSP/RRIF Rate
1 Year 2.75%
18 Months 3.00%
2 Years 2.90%
3 Years 3.00%
4 Years 3.05%
5 Years 3.10%


TFSA/RRSP/RRIF Variable Rates Rate
Variable Rate 2.75%
 

Personal Savings and Spending Accounts

Strategic Savings Account Rate
Balance $0 - $4,999 2.75%
Balance $5,000 - $9,999 2.80%
Balance $10,000 - $19,999 2.85%
Balance $20,000 - $49,999 2.90%
Balance over $50,000 2.95%


Peak Savings Rate
Any Balance 2.75%


UltraFlex Spending Accounts Rate
Any Balance 0.20%
 

Business Accounts

Strategic Investment Account Rate
Balances $0 - $9,999 2.70%
Balances $10,000 - $24,999 2.75%
Balances $25,000 - $99,999 2.80%
Balances $100,00 - $249,999 2.85%
Balances $250,000 - $999,999 2.90%
Balances over $1,000,000 2.95%


Term Deposits For Business Rate
1 Year 2.75%
18 Month 3.00%
2 Year 2.90%
3 Year 3.00%
4 Year 3.15%
5 Year 3.10%


Peak Investment Account for Business Rate
Any Balance 2.70%
 
 

Become a member your way

Planning calculators

Try our handy calculators to explore how different rates affect your finances.

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We want to ensure you're fully informed. Please note that all rates are subject to change without notice and are not guaranteed unless confirmed by phone or fax.

Our calculators are helpful tools for independent use but are not intended to provide specific investment advice. All examples provided are hypothetical and meant for illustrative purposes only. We encourage you to visit your Souris Credit Union branch and speak with our qualified professionals for personalized guidance on your finance matters. Your financial well-being is our priority!
 
*Rates and fees are provided for information purposes only and are subject to change at any time.
**The rate of return on this account has historically outperformed all of our other regular savings accounts. The interest rate is based on OMISTA Credit Union's performance throughout the year. It's your way of sharing in your Credit Union's profits!